Team Liger Split-Take

Split-Take

Terms & conditions

Last updated November 8, 2026

Split-Take hasn't launched yet. These terms describe how the app will work at launch, and we'll update them before release if anything changes.

The short version

  • Split-Take records who owes what. It doesn't move money, and it isn't financial advice.
  • You're responsible for who you share your groups with.
  • The app comes as it is, with no warranty.
  • Tips are optional and unlock nothing functional.

This summary is only a guide. The full terms below are what apply.

1. Agreeing to these terms

These terms are an agreement between you and Team Liger ("we" or "us"), the maker of Split-Take. By installing or using Split-Take, you agree to them. If you don't agree, please don't use the app.

You must be at least 18 years old and able to enter into a binding contract. Our privacy notice explains how data is handled.

2. What Split-Take does, and doesn't do

Split-Take helps groups record shared expenses and work out who owes what.

  • It doesn't move money. It isn't a bank, payment service, lender or money transmitter. Paying someone back happens outside the app. Recording a settlement only updates the group's records.
  • It isn't financial, tax or legal advice. Its figures depend on what people enter and on the formulas in a Google Sheet. Check anything important before you rely on it.

3. Your Google account

You need a Google account to use Split-Take. Your use of Google's services is covered by the Google Terms of Service, and group sheets count toward their owner's Google storage.

We don't control Google. If Google changes, limits or stops a service, or if your organization's administrator blocks Split-Take, parts of the app may stop working.

4. Your groups and data

  • Your data is yours. You keep all rights to what you enter. We don't receive it.
  • You choose who sees it. Everyone in a group can see everything in its sheet, including members' names and Google email addresses. Only invite people you trust, and only add someone's name or email if you have the right to.
  • Any member can add, edit or delete any expense. That's by design. The activity history and the restore option are there to help, but they don't replace trust within the group.
  • The owner controls the sheet. The owner can remove members or delete the group, and it's stored in the owner's Google Drive.
  • Editing the sheet directly isn't supported. The app tries to detect and repair direct edits, but we can't guarantee it will catch or fix them all.
  • Keep your own copy of anything important. The app can export a group to a CSV file.
  • Security is partly up to you. You're responsible for keeping your phone and your Google account secure.

5. Acceptable use

Please don't:

  • Use Split-Take to break the law, commit fraud, launder money or harass anyone.
  • Enter content you don't have the right to use.
  • Interfere with or overload Google's services, or try to get around their limits.
  • Copy, modify, reverse-engineer or resell the app, except where the law allows it regardless of these terms.

6. License and ownership

We give you a personal, non-exclusive, non-transferable, revocable license to install and use Split-Take on devices you own or control, following the rules of the store you got it from.

Split-Take isn't open source. We keep all rights in the app, its design and its name. Open-source components included in the app are covered by their own licenses, which are listed in the app's Settings.

7. Tips

  • Tips are optional. Every feature works without one. A tip unlocks nothing functional, only a small thank-you badge shown to you on that device.
  • Payments and refunds go through Apple or Google, under their refund policies. We can't see your payment details or issue refunds ourselves. A refund doesn't remove a badge.
  • Badges have no cash value. They're stored only on your device and can't be restored after you uninstall the app or move to a new phone.
  • Tips aren't charitable donations and aren't tax-deductible.

8. Updates and availability

Split-Take is free to use. We may change, suspend or stop it at any time. Occasionally an older version will need to be updated before it can be used, for example if it could otherwise damage a group's sheet.

If the app ever goes away, your group sheets remain in Google Drive.

9. No warranty

Split-Take is provided "as is" and "as available", without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We don't promise that the app will be uninterrupted or free of errors, that its calculations will be free of mistakes, or that data won't be lost.

10. Limitation of liability

To the fullest extent the law allows, Team Liger isn't liable for any indirect, incidental, special, consequential or punitive damages, or for lost money, lost data, disputes between group members, or anything arising from services provided by Google, Apple or other third parties. Our total liability for any claim relating to Split-Take is limited to the greater of US$20 or the total tips you paid in the 12 months before the claim.

Some places don't allow these limits, so they may not apply to you. Nothing in these terms limits liability that can't be limited by law, or your mandatory rights as a consumer.

11. Ending these terms

You can stop at any time by signing out and uninstalling the app. The delete your data page explains what else you can remove. If you seriously or repeatedly break these terms, your license ends. Sections that are meant to continue after that, such as sections 9 and 10, still apply.

12. App store terms

If you got Split-Take from the Apple App Store

  • These terms are between you and Team Liger, not Apple. Team Liger, not Apple, is responsible for the app and its content.
  • Your license is limited to using the app on Apple-branded devices you own or control, as the App Store's Usage Rules allow.
  • Apple has no obligation to provide maintenance or support for the app.
  • If the app fails to meet an applicable warranty, you can notify Apple, and Apple will refund the purchase price, if any. Apple has no other warranty obligation for the app.
  • Apple isn't responsible for any claims relating to the app, including product liability claims, claims that the app fails to meet legal or regulatory requirements, and consumer protection claims.
  • Apple isn't responsible for investigating, defending or settling a claim that the app infringes someone's intellectual property rights.
  • You confirm that you aren't located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you aren't on any U.S. Government list of prohibited or restricted parties.
  • You must follow any third-party terms that apply when you use the app.
  • Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you.

If you got Split-Take from Google Play

The Google Play Terms of Service also apply.

If these terms conflict with the rules of the store you got the app from, the store's rules apply to that conflict.

13. Changes to these terms

We may update these terms. We'll post the new version here and change the date at the top. For significant changes, we'll also let you know in the app or its release notes. If you keep using Split-Take after a change takes effect, you accept the new terms.

14. General

If part of these terms can't be enforced, the rest still applies. If we don't enforce something, we haven't given up the right to enforce it later. You can't transfer these terms to anyone else without our agreement, but we may transfer them to whoever takes over Split-Take. These terms and the privacy notice are the whole agreement between you and us about Split-Take.

15. Contact us

Questions about these terms: support@teamliger.com